Capital & Lending Services
Smarter, Fairer, Faster CAPITAL for Small & Minority Businesses
If your business has a contract with a Government Agency or Corporate Enterprise, as a prime or subcontractor, you may be eligible for a Contract Financing Loan from $25,000 to $1,000,000. Loans are available for 3 Months terms from an annual interest rate of 3% - depending on the type of contract.
Finance up to 20% for mobilization for a contract value up to $250,000. Starting this process at an early stage, ensures you can start with the right amount of liquidity for your project.
Up to 70% financing of a qualifying Purchase Order, for a Government Agency, Corporate Organization, Anchor Institution contract.
Up to 75% financing of an Approved Invoices with a Government Agency or Corporate Organization.
Smart Line of Credit
Your cash flow projecting shows positive and negative balances over a period of time. You need to ensure a positive cash flow. A Line of Credit might be a solution to consider.
Must be a business entity
Minimum Loan Size $50,000
Maximum Loan $250,000
Minimum term 30 days
Minimum Credit Score 600
Closing Fee 0%
No hard credit pulls
No personal collateral required
Settled Tax Liens or Liens subject to a satisfactory (3 months) Payment Plan
Application & Document Management fee of $275
Time to funds, between 10 and 21 days
Streamlining Access to Capital With Digitized Packaging and Reduced Decision Timescale
Fact Finding. Establish the best product for your capital needs.
Gathering initial information. We reduce processing time by using your certification data to help with the information needed for your loan application.
We assigned your Loan Application Package to one of our Approved Lenders for Review and Underwriting Determination.
We let you know the Lending Decision. Our goal is to complete this process in under 3 weeks.